Pay by SMS Casino: Want to Withdraw and Deposit by SMS in Online Casinos? (2021 Review)

In the UK, mobile online casinos have been growing in popularity over the last decade. Not only has the use of smartphones massively expanded, but so too has the use of mobile payments.

Pay by SMS casinos are an innovative development that offers the online casino player greater convenience, security and privacy.

So which casinos can you choose, how does the system work, and what is the best way to get started?

The Top Pay by SMS Casinos



100% up to £100 + 200 Free Spins

User Review


Expert Rating

5 /5
  • Generous bonuses for the first four deposits
  • Over 1,200 games available, 700 of which are mobile compatible
  • SMS Deposits using Boku don't charge any fee

Sloty Casino

$300 Bonus & 300 Free Spins

User Review


Expert Rating

5 /5
  • Welcome bonuses for the first three deposits
  • Over 1,600 games available, and over 500 on mobile
  • Accepts SMS deposits using Boku and Zimpler

Casino Joy

100% up to £100 + 200 Free Spins on Starburst

User Review


Expert Rating

5 /5
  • First three deposits are rewarded with big bonuses
  • Has more than 1,300 games and 500 are mobile-friendly
  • MS Deposits can be made through Boku

Jonny Jackpot

500 Bonus Spins Welcome Package

User Review


Expert Rating

5 /5
  • For the first deposit, a bonus up to £1000 is offered
  • More than 1,400 games and all live casino games are available on mobile
  • SMS deposits can be made using Boku

Casino Cruise

100% up to £100& 200 Free Spins

User Review


Expert Rating

5 /5
  • Welcome bonuses for the first four deposits
  • Over 1,300 games are available and 375 available on mobile
  • SMS deposits can be made using Boku, Payforit and Zimpler

PlayZee Casino

100% Bonus & 100 Zee Spins

User Review


Expert Rating

5 /5
  • Welcome bonuses on first three deposits
  • Around 1,300 games and many available on mobile
  • SMS deposits can be made with Boku or Payforit

1. Spinit

Spinit casino was launched in 2016 and has since been growing in popularity. The operators are Genesis Global Limited and the casino has gambling licenses from the UK Gambling Commission and Malta Gaming Authority. Games offered include classic slots, video slots and jackpot slots, though table games such as blackjack, poker and roulette are also available.

  • A welcome bonus for the first 10 days or more, with up to £200 of winnings 100% matched, as well as 200 free spins. The second deposit receives a 50% match bonus up to £200. The third and fourth deposits both receive 25% up to £300.
  • Over 1,200 games available to play, 700 of which are mobile compatible.
  • SMS Deposits can be made using Boku and Zimpler. No fee is charged with Boku.

Spirit has a bright and colourful interface and the highest number of mobile games. Deposits can be easily made via SMS or a range of e-wallets, and withdrawals are immediate unless they are to credit or debit card, or a bank account. Unfortunately, live chat is not provided around the clock.

Visit Spinit Casino

2. Sloty Casino

An international casino that is particularly popular in the UK, Sloty Casino provides a wide range of languages. The casino launched in 2017 and has grown to become one of the top 10 online casinos in the U.K. It has developers that include Microgaming, NetEnt and NextGen. It is licensed in the UK and Malta, and also offers a VIP programme and VIP manager.

  • Welcome bonuses for the first three deposits: Matched 100% up to £300, then 50% and 25% for the second and third deposits, up to £400.
  • Over 1,600 games available, and over 500 on mobile.
  • Accepts SMS deposits using Boku and Zimpler.

Sloty provides customer support around the clock and additional promotions to add to the welcome bonus. It has a large collection of games and it has the quickest and easiest signup process. The casino is restricted in some countries, but this does not affect users in the UK.

Visit Sloty Casino

3. Casino Joy

Also from Genesis Global Limited, Casino Joy has been online since 2018. Casino Joy is also licensed in the UK and Malta. The games are from providers that include Microgaming, NetEnt and Yggdrasil. Both slot and table games are available, including Vikings, Exclusive Blackjack and Advanced Roulette.

  • First deposits are rewarded with 100% match bonuses up to £200 with 200 bonus spins. The second and third deposits receive 50% and 25% match bonuses respectively.
  • More than 1,300 games and 500 that are mobile-friendly.
  • SMS Deposits can be made through Boku.

With games from some of the best gaming providers in the industry as well as generous bonuses and promotions, Casino Joy should not be missed. However, support is not available through live chat 24/7.

Visit Casino Joy

4. Jonny Jackpot

Jonny Jackpot operates out of Malta and is licensed in both Malta and the UK. This casino opened in 2018 and has already become a leading online casino. Jonny Jackpot is the host that welcomes players and invites them to try their hand at the big prizes. The developers include Microgaming and NetEnt, and a VIP programme and VIP manager is available to players.

  • For the first deposit, a 100% match bonus up to £1000 is offered, along with a bonus 100 spins.
  • More than 1,400 games and all live casino games are available on mobile.
  • SMS deposits can be made using Boku.

This is an easy-to-use site with a wide range of games. It has one of the best value welcome bonuses. The platform has an attractive design and games are varied, from slots and table games to live dealers, scratch and jackpots. However, some e-wallets cannot be used and ID may be required.

Visit Jonny Jackpot Casino

5. Casino Cruise

Dating back to 2014, Casino Cruise is relatively seasoned in the world of online gambling. It also comes from Genesis Global Ltd. and draws games from a range of providers. These include Evolution Gaming, Microgaming, NYX Entertainment and Play’n Go. Games to play include Ace of Spades, Gonzo’s Quest and Arabian Nights.  Casino Cruise is licensed in Malta, Sweden and the U.K.

  • Welcome bonus includes matching 100% of winnings up to £200 for the first deposit, and an additional 200 spins. For the second deposit 50% is matched up to £200. For the third and fourth deposits 25% is matched up to £300.
  • Over 1,300 games are available and 375 available on mobile. These include slots, table games and live casino.
  • SMS deposits can be made using Boku, Payforit and Zimpler.

Casino Cruise is user-friendly, with the best range of deposit and withdrawal options. The games are varied and the promotions and bonuses are generous. However, the hours of customer support coverage are not specified.

Visit Casino Cruise

6. Playzee

A new casino that was only launched in 2019, Playzee is now one of the highest paying casinos around. It is especially popular in the U.K. and other European countries where the use of Boku is common. The operators are White Hat, and the casino takes the innovative theme of a laboratory setting.

  • Welcome bonus includes a 100% match up to £300, 100 spins on Starburst and 500 Zee points on the first deposit. For the second deposit, 50% up to £500 and 25 spins on Gonzo’s Quest. For the third deposit, 25% up to £700 and 25 spins on Reel Rush.
  • Around 1,300 games and many available on mobile.
  • SMS deposits can be made with Boku or Payforit

Playzee has one of the best overall selections of games and also a wide range of payment methods to choose from. It also provides excellent customer service, which includes live chat, email and phone support 24/7. However, players in some countries will find themselves excluded from the game.

Visit Playzee Casino

What You Need to Know About the SMS Payment System

Payments by SMS are made through a payment platform and are charged to the user’s phone bill, or taken from their existing phone credit. The player makes a specified deposit to the casino before playing, rather than ongoing withdrawals.

Your mobile phone network works together with the SMS payment system so you can make immediate payments charged to your monthly phone bill.  Most major U.K. phone networks accommodate the system, and these include EE, O2, Orange, Tesco Mobile and Three.

A wide range of online casinos offer the chance to pay by SMS. However, not every casino provides this system so it must be researched beforehand.

How to Make SMS Casino Deposits

Casino payments by SMS are easy to manage, and players can make them in just a few minutes. They need to be made using a dedicated SMS payment platform, such as Boku or Fonix. Players can take the following steps to pay by SMS:

  1. Check that the casino supports your mobile network and SMS payments are possible.
  2. Go to the banking page of your online casino and select your payment method.
  3. Enter the amount (up to £30) that you wish to charge to your phone bill or credit.
  4. Enter your mobile phone number.
  5. Wait for the verification code via SMS and send the code to the specified number.
  6. Receive your confirmation of payment and billing details via SMS.

Advantages of Using Pay by SMS Casinos

Payment by SMS is a quick and convenient system that doesn’t require players to register or log in. All players need is a mobile number and the available credit if your phone is pay-as-you-go. There are usually no service fees.

Another added benefit of the online SMS system is that players do not need to share their bank or credit card details with the casino. This allows a level of privacy that is a comfort to many.

Online SMS payments are completely secure, and there is also no need to sign up for a third-party payment service. Most gambling deposit platforms have gambling licenses, and payments are processed offline.

Disadvantages of Using Pay by SMS Casinos

Users should be aware that some casinos will charge a small transaction fee. Also, players cannot make withdrawals via SMS, so alternative payment systems need to be arranged.

In the UK, deposits by SMS have a maximum of £30 per day for all casinos and depositing systems, and a monthly limit of £240. These restrictions are in place because phone companies cannot offer more credit, and also to prevent players from falling into debt. While this may be a sensible measure, it does limit the freedom of players.

Some casino websites do not allow players who pay with SMS to claim the usual bonuses and promotions. To avoid this, players should check the terms and conditions before signing up.

Platforms for Casino SMS Deposits


This is probably the most popular platform for paying by text, with more than 1.35 million active users. Boku is partnered with mobile networks around the world, and most networks in the UK It is user-friendly, quick, convenient and reliable. However, 15% of fees may be charged when using some casinos.


Payforit is another leading platform to pay via SMS. It is jointly owned by O2, EE, Three and Vodafone, and it works across all mobile devices. Payforit can be used with all UK mobile networks and also with virtual operators, such as Lebara and Virgin. There are no fees charged and transactions are made instantly.

Siru Mobile

Siru Mobile operates in Finland, Sweden and the UK, with plans to launch services in more countries. They also provide an e-wallet service. The platform is available with some of the best UK online casinos, and it is secure, quick and easy. Transactions are instant and payments are free, but fees may be charged with some casinos. The maximum deposit is £25.


A Swedish company, Zimpler has been growing since its launch in 2013 and is one of the leading online SMS systems. It is a simple and easy system that is safe and reliable. Zimpler has good mobile support but delay charges may be applied. Not all casinos offer the chance to pay with Zimpler, but the platform is simple, secure and effective so the number is growing.


Fonix launched in 2009 but was only recently adopted by pay by mobile casino sites. It is not well known and there are a limited number of online casinos that accept mobile deposits using Fonix. Deposits can be paid on mobile devices or on desktop, which offers extra convenience. No additional fees are charged and transactions are processed instantly.

Casinos That Offer a Bonus With SMS Billing

Unfortunately, some UK online casinos do not provide welcome bonuses or promotions when deposits are made via SMS. This is not the case for the following casinos:

  • Casino Cruise (Though deposits made via Neteller or Skrill are not eligible for some bonuses)
  • Jonny Jackpot
  • Sloty (Deposits via Skrill and Neteller are excluded from some bonuses)
  • Casino Joy (Deposits via Skrill and Neteller are excluded from some bonuses)
  • Yeti (Deposits via Skrill, Neteller and EcoPayz are excluded from the welcome bonus)
  • Spinit
  • Genesis (Deposits via Skrill and Neteller are excluded from some bonuses)
  • Dream Palace (Deposits via Skrill are excluded from some bonuses)

Welcome bonuses can be subject to various terms and conditions, so these should be checked before playing. Casinos also reserve the right to cancel bonuses in certain circumstances.

Games to Play After Making Your SMS Deposit

Slot Games

Gonzo’s Quest – An adventure-themed slot game from NetEnt, this game has excellent graphics, animations and sound effects. There are various chances to boost your winnings, with different symbols and chances to be awarded free spins. The game is especially innovative in that it replaces spinning reels with falling blocks.

Mega Moolah – A popular slot game from Microgaming, Mega Moolah has a progressive jackpot and four different prizes to be won. There are 5 reels and 25 adjustable pay lines. The game also features excellent graphics and sounds, and a useful autoplay mode that allows the same bet to be placed on a set number of spins.

Roulette Games

Roulette Touch – From Net Entertainment, this table game brings the European style of roulette. Roulette Touch is only for mobile use so betting chips on the table can be performed easily. Inside bets come with low winning chances but high wins, while outside bets have higher winning chances but lower returns. This is a great all round table game with simple interface and gameplay.

3 Wheel Roulette – Among IGT’s Player’s Suite of roulette games, this game offers an interesting take on the traditional game by adding two extra spins. The game also comes with a  ‘Colour Up Bonus’ to boost your winning potential. With excellent design and gameplay, this is a game for those players that are looking to add something to the mix of their usual roulette play.


Double Exposure – Blackjack with a difference, this game shows you the dealer’s cards so the game takes a very different turn. However, the payoff is 1:1 rather than 3:2, and all ties go to the dealer. The chances of making big winnings are lower, but this is the best choice for new players.

Blackjack Switch – For those that enjoy an extra challenge, Blackjack Switch gives players not one but two hands to play. With a high return to player (RTP) of 99.87%, this game is especially popular among seasoned players. The payoffs are 1:1, and a push means the dealer wins. An excellent choice for players experienced in Blackjack.

Alternatives to Paying by SMS

SMS payments are fast and secure, but they may not be preferable for some players. It may be the case that a player chooses to use the same method for deposit and withdrawal, in which case SMS payment will not be possible.

The best online casinos in the UK usually accept the following payment methods:

  • Mastercard
  • VISA
  • Paypal
  • Skrill
  • Neteller
  • Paysafecard
  • Trustly
  • Bank transfer

For these methods of payment, deposits usually have a minimum of £5 or £10, and a range of maximum limits. For most, withdrawals are unlimited.

With the exception of Paypal and VISA, there are usually no withdrawal or deposit fees. With these methods, withdrawals may take between two and five days. However, bank transfers may take up to ten days.

Billing for online casinos in the UK can also be made through landline phone companies, such as BT, TalkTalk and Virgin Media. This is not as easy to set up compared to mobile methods, but this payment method can be selected with a number of casinos. These include

Jonny Jackpot, Casino Joy, Playzee, Gate 777, Monster Casino, Arcade Spins, Cosmo Casino and Rise Casino.

Final Takeaway on the Best Pay by SMS Casinos

Though it is a relatively recent development, pay by mobile online casinos provide the player with a variety of choices.

The industry is also expanding fast, so players can expect that the options for this mode of online casino will be greater in the near future.

New SMS games are developed every day to provide us with a wider and newer selection. With a payment that is faster, easier and more secure, all we need to do is sit back and enjoy the games.

FAQs About Pay by SMS Casinos

Yes, paying via text is a secure method. A reputable SMS payment platform should be used, as well as a registered and licensed casino.